• Market bank products/services to individuals and firms to meet customer’s need.
• Prospect new clients and assist them for loan application.
• Analyze and interpret financial statements of the business in order to assess the payment capacity and financial soundness of the borrower.
• Conduct loan appraisal, collect detail information (personal, business, and guaranties) and arrange to open new loan account.
• Prepare and execute loan application/credit memo.
• Monitor/follow up customer repayment and solve later payment in a timely manner to avoid the debt being a serious debt.
• Assess local market conditions and identify current and prospective sales opportunities for loan product and other banks’ products/services.
• Bring out the best of branch’s personnel by providing training, coaching, development and motivation.
• Perform other various duties as assigned.