• Review LOLC’s loan agreements with lenders and other MOUs to ensure terms and conditions are valid and comply with relevant laws and regulations.
• Review LOLC’s Board and shareholder resolutions to ensure it is valid and legal binding.
• Update management and relevant department on any changes of laws and regulations related to MDI business such as NBC regulations, land law, contract law, international business law, labor law, etc.
• Provide training to LOLC staff on laws related topics.
• Update management and Board of Director on legal affairs and recommend corrective actions when needed.
• Work with LOLC branch offices and relevant departments to ensure that LOLC policies and practices comply with related laws and regulation.
• Work with HR department to ensure that staff disciplinary action and termination are in compliance with labor law.
• Facilitate legal actions with lawyer on any court case procedures.
• Review existing and new legal related documents and contracts such as loan agreement with clients and employment contract to ensure they are valid and legal binding and recommend corrective actions when needed.
• Take lead in processing for licenses, patent tax and other letters with government authorities when required.
• Review all outgoing letters to government authorities to ensure it is appropriate and follow administrative procedure and standards.

• To conduct compliance assessment regarding operations, process flow, products & services and recommend the improvement or develop risk management strategies and compliance monitoring and reporting;
• To conduct monitor, review, and report of customer alert to AML/CFT Manager Compliance such as sanction screening, customer risk profiling, and/or suspicious transaction;
• Being proactive in identifying, documenting and assessing the AML/CFT compliance risk associated with the Bank’s business activities, including the product development, business practices, new customers’ relationship or material change in the nature of such relationship;
• To supervise and coordinate a team of compliance in checking and controlling quality of AML/CFT compliance matters;
• To manage the daily activities of the department in an efficient and effective manner;
• Ensure submit Cash Transaction Report (CTR) and FATCA Report to regulators in a timely manner;
• Develop AML/CFT and Regulatory Compliance training materials and updates them in case of necessity;
• Respond promptly to any request for information made by the internal stakeholder and regulations or law enforcement agencies.

• Ensure the recovery and collection actions are sufficient enough to prove the best effort to collected the default debt and limit the loss.
• Ensure the effective arrangement with internal and external team/members in order to facility in every step of collection.
• Assist in establishment new recovery and collection strategy in order to continuously improve the effective and efficiency for department.
• Assist in identify gaps of implementation and limitation in system, propose recommended solutions.
• Continuously improve staff capacity.
• Other tasks, assigned by Chief Risk Officer.

• Provides legal updates and translate legal requirements to ensure Amret's activities are conducted in conformity with laws and regulations;
• Works proactively with Senior Management and internal Departments to ensure that regulatory risks have been identified and taken appropriate course of action;
• Assesses Legal implications and advice on things such as; high value transactions, contracts, loan documentation and internal policies;
• Participates or takes lead in negotiations with prospective business partners and authorities and liaises with external Legal Counsel, if needed;
• Gives advice and review the progress of outstanding litigation to protect company’s interest;
• Oversees the provision of internal trainings to sales force on legal topics such as; contract law and land law;
• Supports the corporate secretary duties;
• Contributes to the design of regulatory compliance testing;
• Coaches Legal Team to improve their capacity in performing jobs;
• Undertake other duties as may be assigned by Head of Legal and Compliance from time to time.

• Review that database provided by business units are accurately to carry out the reports in accordance with the regulatory/ statutory requirements and Management’s instruction.
• Ensure compliance repots are submitted to regulators in a timely and efficient manner.
• Ensure that the Bank risk exposures identified are adequately measured, monitored and controlled/mitigated.
• Provide the appropriate advisory to the 1st line defense and consultancy with the Group for the matter of AML/CFT and Sanctions.
• Identify money laundering and financing of terrorism risks associate with new/existing products or services or arising from the Bank’s operational changes, including the introduction of new technology and processes.
• Ensure staff awareness pf the Bank’s AML/CFT and Sanctions measures including policies, procedures, framework, control mechanism and channel reporting.
• Ensure that all regulatory and AML/CFT/Sanctions requirements introduced by the Bank implemented through policies, procedures and framework.